Flexible Payment Options

Cherry and PatientFi both use soft credit pulls during the application process, which means there is no impact on your credit score. CareCredit may use a hard credit check during their approval process. Each provider's full terms are available on their website when you apply.

Yes. Your member discounts (10% off injectables and skincare, $100 off filler or Sculptra, etc.) are applied to your treatment cost first. Then financing is set up on the discounted total. Members often get the best of both worlds, lower prices and easier monthly payments.

Cherry is the easiest, fastest application with no hard credit pull, ideal for smaller treatments and quick approvals. CareCredit is a healthcare credit card useful for ongoing visits and 0% promotional financing. PatientFi works best for larger treatment packages or longer payment terms. Many clients have multiple options approved and pick the best fit per visit.

Try another. Each provider has different approval criteria, so being declined by one doesn't mean you'll be declined by all. Cherry approves up to 90% of applicants, and PatientFi often approves applicants who have been declined elsewhere. CareCredit has its own credit-based approval. We're happy to help you understand your options if needed.

All three providers we work with disclose their terms upfront. Cherry has no deferred or compounding interest and no hidden fees. CareCredit's deferred interest plans require full payment by the promotional period to avoid retroactive interest, read those terms carefully. PatientFi's terms vary by approved plan and are disclosed before you accept. Always review your specific terms.

Yes. Both ABL Memberships (Signature and Elite) and treatment packages like our laser hair removal series can be financed through any of the three providers. This is one of the best ways to lock in member pricing and our package savings while keeping payments manageable.

Aesthetic Beauty Lab is located in Apple Valley, MN at 15875 Emperor Ave Suite 120. We serve clients across Apple Valley, Burnsville, Eagan, Lakeville, Rosemount, Bloomington, and the greater Twin Cities. Call us at 952-256-2223 or visit aestheticbeautylab.co to book your consultation.

Reach out to our team. Call us at 952-256-2223 or stop by our Apple Valley location during business hours. We can walk you through each provider's basics, help you decide which makes sense for your situation, and even sit with you as you complete an application if that's helpful.